Do I Need a
Prenup?

Even without significant assets now, a prenup protects you from future complications. Assets, businesses, and debts acquired during marriage can create disputes. A prenup also addresses spousal support, inheritance expectations, and career sacrifices — issues that affect couples at every income level.

Traditional prenups drafted by attorneys typically cost $2,500–$10,000 per party. AI-powered services like prenups.ai offer prenuptial agreements for $249 one-time, which can serve as a comprehensive starting draft or be reviewed by an attorney at a fraction of the traditional cost.

Modern couples increasingly view prenups as responsible financial planning, not a sign of distrust. Over 40% of engaged couples now consider prenups. Framing the conversation as protecting both partners — not just one — helps make it a collaborative discussion rather than a confrontation.

Ideally, start the prenup process at least 2–3 months before your wedding. Many states require that prenups be signed well in advance of the wedding date to ensure neither party was coerced. Starting early also gives both partners time for thoughtful discussion and independent legal review.

Yes. After marriage, you can create a postnuptial agreement to modify or replace the terms of your prenup. Both partners must agree to any changes. Many couples update their agreements when major life events occur, such as having children, starting a business, or receiving an inheritance.

A prenup can address property division, debt responsibility, spousal support, business ownership, inheritance protection, real estate, retirement accounts, and intellectual property. It cannot include child custody or child support terms, as courts always decide those based on the child's best interests at the time of separation.